Editor's Note

It is pleasurable opportunity for us to present the seventh edition of the Indian Journal of Business Management & Technology . This is a refereed journal established in 2014 by Arya PG College (College with Potential for Excellence Status by UGC), Panipat (Haryana), India. The main purpose of this journal is to publish original papers.
This edition covers wide variety of issues related to e.g. manual material handling of workers engaged in brick kiln activities, export performance of Indian rice during post reform period, India's movement towards a cashless economy, dynamics of third industrial revolution & capacity up gradation in hospitality and service industry, financial inclusion in India: an introspection, socio-economic status of chikankari workers in Lucknow, media and technology.
The present issue is the outcome of collaborative efforts of all the authors. We are thankful to them for their innovative and authentic contributions. We always request them to submit quality manuscripts for our forthcoming issue also.
We believe that all the papers published in the current issue will have great impact on our readers.
Warm appreciations are extended to the college management for encouragement and advice in publishing the current issue of the journal.

Dr. Jagdish Gupta
Editor-in-Chief

Dr. (Mrs.) Santosh Tikoo
Deputy Editor-in-Chief